Finance & Money

52 free tools to help you with finance & money

Absence Percentage Calculator

Free Absence Percentage Calculator and Bradford Factor Calculator. Track absenteeism rates, calculate Bradford Factor scores, estimate costs of employee absences, and compare against BLS benchmarks.

Additional Mortgage Payment Calculator

Free Additional Mortgage Payment Calculator — see exactly how much interest you save and how many years you cut from your loan by making extra monthly, lump-sum, or annual principal payments.

Adjustable Rate Mortgage Calculator

Free Adjustable Rate Mortgage (ARM) calculator — model 3/1, 5/1, 7/1, and 10/1 ARM loans with full amortization schedules, payment shock analysis, fixed-rate comparison, and break-even year.

Alabama Tax Calculator

Free Alabama State Income Tax Calculator — estimate your 2025 Alabama tax liability, effective rate, take-home pay, and bracket breakdown for all four filing statuses.

Alternative Minimum Tax Calculator

Free Alternative Minimum Tax (AMT) calculator — determine whether you owe AMT, calculate your AMTI, apply the AMT exemption with phase-out, and compare regular vs. AMT liability for 2024 and 2025.

Amortization Calculator

Free loan amortization calculator with extra payments, full amortization schedule, bi-weekly comparison, and mortgage PITI mode. See exactly how every payment splits between principal and interest.

Amortization Schedule Calculator

Free Amortization Schedule Calculator — generate a full loan amortization table with monthly and annual breakdowns, extra payment analysis, principal vs. interest charts, and CSV export.

APY Calculator

Free Annual Percentage Yield (APY) calculator — convert APR to APY, reverse-calculate APR from APY, and project savings growth with compounding interest over any time horizon.

ARM Mortgage Calculator

Free Adjustable-Rate Mortgage (ARM) calculator — compare initial vs maximum payments, visualize payment shock, model 3/1, 5/1, 7/1 and 10/1 ARM structures, and run ARM vs fixed-rate break-even analysis.

Average Return Calculator

Free Compound Annual Growth Rate (CAGR) and Average Return Calculator — compute CAGR, arithmetic mean, geometric mean, total return, gain/loss, sub-period rates, and performance ratings with benchmarks.

Bi-Weekly Mortgage Calculator

Free Bi-Weekly Mortgage Calculator — compare accelerated bi-weekly payments vs. standard monthly payments, see interest savings, time saved, and full amortization schedule.

Budget Calculator

Free monthly Budget Calculator — plan your income and expenses across housing, transportation, food, healthcare, savings, debt, and personal categories. Get instant surplus/deficit, savings rate, 50/30/20 rule analysis, category benchmarks, and CSV export.

California Sales Tax Calculator

Free California Sales Tax Calculator — instantly compute sales tax and totals for any CA city or county using verified 2026 CDTFA rates, including forward and reverse calculations, multi-item line items, and city-to-city comparisons.

California Tax Calculator

Free California State Income Tax Calculator — estimate your CA income tax, SDI, effective rate, marginal rate, and net take-home pay for 2024 and 2025 tax years.

Canadian Mortgage Calculator

Free Canadian mortgage calculator with semi-annual compounding, CMHC insurance, stress test qualification, provincial land transfer tax, GDS/TDS ratios, and full amortization schedule.

Capital Gains Tax Calculator

Free Capital Gains Tax Calculator for 2025. Calculate federal, NIIT, and state capital gains taxes for stocks, real estate, crypto, and collectibles using current 2025 tax brackets and progressive bracket stacking.

Car Tax Calculator

Free Car Sales Tax Calculator — instantly estimate the total out-the-door cost of buying a car in any US state. Includes sales tax, registration fees, title fees, dealer doc fees, and trade-in deduction.

Caregiver Tax Credit Calculator

Free Child and Dependent Care Tax Credit (CDCTC) calculator — estimate your IRS credit, compare FSA vs direct credit strategies, and see how the AGI-based percentage affects your savings.

Closing Cost Calculator

Free closing cost calculator for home buyers and sellers. Estimate all fees, taxes, and costs with a CFPB Loan Estimate breakdown including FHA, VA, USDA, and conventional loan types.

Commercial Mortgage Calculator

Free commercial mortgage calculator with payment calculation, loan sizing, DSCR analysis, balloon payment, amortization schedule, and interest-only comparison. Analyze commercial real estate financing with three-method loan sizing.

Compound Interest Calculator

Free compound interest calculator to see how your savings and investments grow over time with the power of compounding.

Corporation Tax Calculator

Free Corporation Tax Calculator — estimate your federal and state corporate income tax, effective tax rate, after-tax profit, and quarterly estimated payments for C-Corps, S-Corps, LLCs, and sole proprietors.

Discount Calculator

Free discount calculator to quickly calculate sale prices, savings, stacked discounts, and final costs including sales tax.

EMI Calculator

Free Equated Monthly Installment (EMI) Calculator — calculate loan EMI, amortization schedule, total interest, and more with our four-in-one calculator supporting Standard EMI, Loan Affordability, Tenure, and Interest Rate modes.

Showing 52 tools in Finance & Money

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