Finance & Money
66 free tools to help you with finance & money
Absence Percentage Calculator
Free Absence Percentage Calculator and Bradford Factor Calculator. Track absenteeism rates, calculate Bradford Factor scores, estimate costs of employee absences, and compare against BLS benchmarks.
Additional Mortgage Payment Calculator
Free Additional Mortgage Payment Calculator — see exactly how much interest you save and how many years you cut from your loan by making extra monthly, lump-sum, or annual principal payments.
Adjustable Rate Mortgage Calculator
Free Adjustable Rate Mortgage (ARM) calculator — model 3/1, 5/1, 7/1, and 10/1 ARM loans with full amortization schedules, payment shock analysis, fixed-rate comparison, and break-even year.
Alabama Tax Calculator
Free Alabama State Income Tax Calculator — estimate your 2025 Alabama tax liability, effective rate, take-home pay, and bracket breakdown for all four filing statuses.
Alternative Minimum Tax Calculator
Free Alternative Minimum Tax (AMT) calculator — determine whether you owe AMT, calculate your AMTI, apply the AMT exemption with phase-out, and compare regular vs. AMT liability for 2024 and 2025.
Amortization Calculator
Free loan amortization calculator with extra payments, full amortization schedule, bi-weekly comparison, and mortgage PITI mode. See exactly how every payment splits between principal and interest.
Amortization Schedule Calculator
Free Amortization Schedule Calculator — generate a full loan amortization table with monthly and annual breakdowns, extra payment analysis, principal vs. interest charts, and CSV export.
APY Calculator
Free Annual Percentage Yield (APY) calculator — convert APR to APY, reverse-calculate APR from APY, and project savings growth with compounding interest over any time horizon.
ARM Calculator
Free Adjustable Rate Mortgage (ARM) Calculator — compute initial and maximum monthly payments, payment shock, rate cap structure, break-even year, and full amortization schedule for any ARM loan type including 3/1, 5/1, 5/6, 7/1, 7/6, and 10/1 ARMs.
ARM Mortgage Calculator
Free Adjustable-Rate Mortgage (ARM) calculator — compare initial vs maximum payments, visualize payment shock, model 3/1, 5/1, 7/1 and 10/1 ARM structures, and run ARM vs fixed-rate break-even analysis.
Average Collection Period Calculator
Free Average Collection Period (ACP) calculator — also known as Days Sales Outstanding (DSO). Calculate how many days it takes your business to collect receivables, benchmark against your industry, and estimate working capital improvements.
Average Fixed Cost Calculator
Free Average Fixed Cost (AFC) calculator — compute AFC = Total Fixed Cost / Quantity, solve for any variable, compare cost structures, and see how production volume affects per-unit fixed cost burden.
Average Price Calculator
Free Average Price Calculator — compute your weighted average cost basis across multiple stock, ETF, or crypto purchases. Track unrealized P/L, model what-if scenarios, and export results to CSV.
Average Return Calculator
Free Compound Annual Growth Rate (CAGR) and Average Return Calculator — compute CAGR, arithmetic mean, geometric mean, total return, gain/loss, sub-period rates, and performance ratings with benchmarks.
Average Variable Cost Calculator
Free Average Variable Cost (AVC) calculator — compute AVC, ATC, AFC, total cost, break-even quantity, and contribution margin with interactive cost curve charts.
Balloon Mortgage Calculator
Free Balloon Home Mortgage Calculator — compute your monthly payment, lump-sum balloon payment, total interest, and full amortization schedule for 5/30, 7/30, and 3/15 balloon loan structures.
Bi-Weekly Mortgage Calculator
Free Bi-Weekly Mortgage Calculator — compare accelerated bi-weekly payments vs. standard monthly payments, see interest savings, time saved, and full amortization schedule.
Budget Calculator
Free monthly Budget Calculator — plan your income and expenses across housing, transportation, food, healthcare, savings, debt, and personal categories. Get instant surplus/deficit, savings rate, 50/30/20 rule analysis, category benchmarks, and CSV export.
California Sales Tax Calculator
Free California Sales Tax Calculator — instantly compute sales tax and totals for any CA city or county using verified 2026 CDTFA rates, including forward and reverse calculations, multi-item line items, and city-to-city comparisons.
California Tax Calculator
Free California State Income Tax Calculator — estimate your CA income tax, SDI, effective rate, marginal rate, and net take-home pay for 2024 and 2025 tax years.
Canadian Mortgage Calculator
Free Canadian mortgage calculator with semi-annual compounding, CMHC insurance, stress test qualification, provincial land transfer tax, GDS/TDS ratios, and full amortization schedule.
Capital Gains Tax Calculator
Free Capital Gains Tax Calculator for 2025. Calculate federal, NIIT, and state capital gains taxes for stocks, real estate, crypto, and collectibles using current 2025 tax brackets and progressive bracket stacking.
Car Tax Calculator
Free Car Sales Tax Calculator — instantly estimate the total out-the-door cost of buying a car in any US state. Includes sales tax, registration fees, title fees, dealer doc fees, and trade-in deduction.
Caregiver Tax Credit Calculator
Free Child and Dependent Care Tax Credit (CDCTC) calculator — estimate your IRS credit, compare FSA vs direct credit strategies, and see how the AGI-based percentage affects your savings.
Closing Cost Calculator
Free closing cost calculator for home buyers and sellers. Estimate all fees, taxes, and costs with a CFPB Loan Estimate breakdown including FHA, VA, USDA, and conventional loan types.
Closing Costs Calculator
Free Closing Costs Calculator — estimate total buyer or seller closing costs, cash needed at closing, itemized fee breakdowns, and net proceeds for any U.S. home purchase or sale.
Commercial Mortgage Calculator
Free commercial mortgage calculator with payment calculation, loan sizing, DSCR analysis, balloon payment, amortization schedule, and interest-only comparison. Analyze commercial real estate financing with three-method loan sizing.
Comparative Advantage Calculator
Free Comparative Advantage Calculator — identify opportunity costs, determine which country or entity should specialize in each good, and calculate the mutually beneficial terms of trade range.
Compound Interest Calculator
Free compound interest calculator to see how your savings and investments grow over time with the power of compounding.
Corporation Tax Calculator
Free Corporation Tax Calculator — estimate your federal and state corporate income tax, effective tax rate, after-tax profit, and quarterly estimated payments for C-Corps, S-Corps, LLCs, and sole proprietors.
Discount Calculator
Free discount calculator to quickly calculate sale prices, savings, stacked discounts, and final costs including sales tax.
Down Payment Calculator
Free Down Payment Calculator — estimate your required down payment, monthly mortgage payment, PMI cost, closing costs, and how long it will take to save your home-buying goal.
EMI Calculator
Free Equated Monthly Installment (EMI) Calculator — calculate loan EMI, amortization schedule, total interest, and more with our four-in-one calculator supporting Standard EMI, Loan Affordability, Tenure, and Interest Rate modes.
Estate Tax Calculator
Free Federal and State Estate Tax Calculator — calculate your estate tax liability using the IRS progressive rate schedule, multi-year exemptions ($13.99M in 2025, $15M in 2026), state-specific estate taxes for all 13 taxing jurisdictions, portability elections, generation-skipping transfer (GST) tax, and 10-year estate growth projections.
EVM Calculator
Free Earned Value Management (EVM) Calculator — compute CPI, SPI, EAC, ETC, VAC, TCPI and get an instant project health assessment with visual charts.
EMA Calculator
Free Exponential Moving Average (EMA) Calculator — compute EMA for any price series with period presets (9, 12, 20, 26, 50, 200), SMA/WMA overlays, MACD signal, step-by-step workings, and CSV export.
FHA Loan Calculator
Free Federal Housing Administration (FHA) loan calculator — estimate your monthly PITI+MIP payment, see the full amortization schedule, and compare FHA vs conventional financing side by side.
Financial Leverage Ratio Calculator
Free Financial Leverage Ratio Calculator — calculate equity multiplier, debt-to-equity, debt-to-assets, debt-to-capital, degree of financial leverage (DFL), and interest coverage ratio (ICR). Instant risk classification with visual charts.
Gender Wage Gap Calculator
Free Gender Wage Gap Calculator — estimate the pay gap between men and women based on your salary, race/ethnicity, industry, and U.S. state. See your Equal Pay Day, lifetime earnings gap, and parity score.
Geometric Average Return Calculator
Free Geometric Average Return (GAR) calculator — also called geometric mean return or CAGR. Enter annual returns or begin/end values to find the true compounded average rate, volatility drag, ending portfolio value, and benchmark comparisons.
Gross Margin Calculator
Free Gross Margin Calculator — compute gross profit, gross margin %, markup %, net margin, find required selling price, compare products, and benchmark against your industry.
Home Equity Loan Calculator
Free Home Equity Loan (HEL) and HELOC calculator — estimate monthly payments, total interest, available equity, LTV, CLTV, amortization schedule, and potential tax savings.
Home Mortgage Calculator
Free home mortgage calculator to estimate monthly payments including principal, interest, taxes, insurance, PMI, and HOA fees. View full amortization schedule and total cost breakdown.
Hourly to Salary Calculator
Free Hourly to Annual Salary Calculator — enter your hourly wage (or any pay period) and instantly see your full earnings breakdown: annual, monthly, bi-weekly, weekly, and daily. Includes holiday and vacation adjustments, overtime preview, and visual charts.
Lease Calculator
Free lease calculator for cars and assets. Compute monthly payments, total lease cost, due at signing, money factor to APR conversion, cost per mile, and full payment breakdown.
Loan Calculator
Calculate monthly loan payments, total interest, and payment breakdown for mortgages, auto loans, and personal loans
Mortgage Calculator
Free mortgage calculator to estimate monthly payments, total interest, and view a full amortization schedule.
Overtime Calculator
Free Overtime Pay Calculator — instantly compute your overtime hourly rate, regular pay, overtime pay, total earnings per period, and annual projections. Supports 1.5x, 2.0x, 2.5x, 3.0x or custom multipliers, tiered California-style double-time, multiple currencies, and pay period scaling.
Payment Calculator
Free loan payment calculator — calculate monthly, biweekly, or weekly payments for mortgages, auto loans, personal loans, and student loans with a full amortization schedule.
PayPal Fee Calculator
Free PayPal Fee Calculator — instantly compute PayPal transaction fees, net received, and the amount to charge so your recipient covers the fee. Supports all payment types, currencies, and international transactions.
Percentage Off Calculator
Free Percentage Off Calculator — instantly calculate the sale price, amount saved, and total discount for any original price and percent-off value. Supports stacked discounts, sales tax, reverse calculations, and a full discount comparison table.
Percentage Return Calculator
Free Percentage Return Calculator — compute ROI, annualized return, CAGR, total return with dividends and fees, inflation-adjusted real return, after-tax return, and compare two investments side by side.
PITI Mortgage Payment Calculator
Free Principal, Interest, Taxes, and Insurance (PITI) mortgage payment calculator. Break down your complete monthly mortgage cost including PMI, HOA fees, DTI ratio, amortization schedule, and extra payment savings.
Profit Calculator
Free Profit and Profit Margin Calculator — instantly calculate net profit, profit margin %, and markup % from cost and revenue. Supports simple, markup-based, and advanced cost-breakdown modes.
Property Tax Calculator
Free Property Tax Calculator — estimate your annual and monthly property taxes using market value, assessment ratio, millage rates, and exemptions. Compare properties, view 10-year projections, and calculate your escrow payment.
Retirement Savings Calculator
Free Retirement Savings Calculator — estimate how much you need to retire, project your nest egg, and discover if you are on track to meet your retirement goals.
Salary to Hourly Calculator
Free Salary to Hourly Rate Calculator — instantly convert any pay period (hourly, daily, weekly, bi-weekly, monthly, or annual) to a full earnings breakdown. Includes holiday and vacation adjustments, overtime preview, and visual charts.
Sales Tax Calculator
Free sales tax calculator to add tax to a price, extract tax from a total, and calculate sales tax for multiple items. Includes quick-select US state tax rates.
Self-Employment Tax Calculator
Free self-employment tax calculator for freelancers and independent contractors. Calculate your Schedule SE tax, deductible half, quarterly estimated payments, federal income tax, and effective tax rates for 2024 and 2025.
Social Security Benefits Calculator
Free Social Security Benefits Calculator — estimate your monthly and annual Social Security retirement benefits based on birth year, earnings, and claiming age. Includes spousal benefits, COLA projections, tax estimates, break-even analysis, and trust fund scenario modeling.
Split Bill Calculator
Free Split Bill Calculator — divide restaurant checks, group meals, and shared expenses equally or by item, with tip, tax, and service fee splitting built in.
Student Loan Payoff Calculator
Free Student Loan Payoff Calculator — estimate your monthly payment, total interest paid, and payoff date. Add extra payments, model biweekly schedules, compare refinancing scenarios, and download a full amortization schedule.
Tip Calculator
Free tip calculator to quickly calculate tips, split bills between friends, and see tip amounts for different percentages.
Unit Price Calculator
Free Unit Price Calculator — compare the cost per unit across multiple products to instantly find the best value. Supports weight, volume, count, length, area, digital storage, and time units with automatic unit conversion.
VA Mortgage Calculator
Free Veterans Affairs (VA) mortgage calculator with VA funding fee calculation, no PMI, zero down payment support, amortization schedule, and comparison vs. conventional loans.
VAT Calculator
Free Value Added Tax (VAT) calculator — add VAT to a net price or remove VAT from a gross price instantly. Supports custom rates, country presets, and calculation history.
Showing 66 tools in Finance & Money
More tools are being added regularly. Check back soon!